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Following a public comment period, the Home Valuation Code of Conduct was modified and became effective for single-family mortgage loans except government-insured loans originated on or after May 1, , and delivered to Fannie Mae. This document was previously updated in March Scope of Coverage Q1. What loans are affected by the new Home Valuation Code of Conduct? For purposes of the Code, origination date means the date of the application. The Code will not apply to multifamily loans, or to loans insured or guaranteed by a federal agency; the Code only applies to 1- to 4-unit single-family loans sold to Fannie Mae. The Code will not apply to loans sold to Fannie Mae on or after May 1, that were originated prior to May 1, What are the professional requirements for an appraiser under the Code?

Brooklyn Rapid Transit Company

Expansion[ edit ] BRT opened its first short subway segment, consisting only of an underground terminal at the foot of the Williamsburg Bridge at Delancey and Essex Streets in Manhattan on June 16, All of these subways but the first short segment were built by the City as part of the Dual Contracts. The elevated railroads were operated by a new corporation, the New York Consolidated Railroad. In , the BRT, through another subsidiary, the New York Municipal Railway , signed the Dual Contracts with the City of New York , to construct and operate new subways and other rapid transit lines to be built or improved under these contracts.

Despite competing with nearby lines, the BRT and its predecessors also hosted LIRR passenger trains via track sharing agreements and interchanged freight with them. Demise and legacy[ edit ] World War I and the attendant massive inflation associated with the war put New York transit operators in a difficult position, since their contracts with the City required a five-cent fare be charged, while inflation made the real value of the fare less than three cents in constant currency value.

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Opt out or contact us anytime Side note: In cases like that, block the user and report them to Instagram. Romeo and Juliet sitting in a tree. First come the likes, then come the comments and the DMs. Attend to their profile page, where you can see all their photos, as well. Paying a compliment on Instagram is as simple as liking a few photos.

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On August 27, , was fought the Battle of Long Island also known as the ‘Battle of Brooklyn’ , the first major engagement fought in the American Revolutionary War after independence was declared, and the largest of the entire conflict. While Washington’s defeat on the battlefield cast early doubts on his ability as the commander, the tactical withdrawal of all his troops and supplies across the East River in a single night is now seen by historians as one of his most brilliant triumphs.

The British generally enjoyed a dominant Loyalist sentiment from the residents in Kings County who did not evacuate, though the region was also the center of the fledgling—and largely successful— American intelligence network , headed by Washington himself. The British set up a system of notorious prison ships off the coast of Brooklyn in Wallabout Bay , where more American patriots died of intentional neglect than died in combat on all the battlefields of the American Revolutionary War, combined.

One result of the Treaty of Paris in was the evacuation of the British from New York City , celebrated by residents into the 20th century. Urbanization[ edit ] A preindustrial Winter Scene in Brooklyn, c. The first half of the 19th century saw the beginning of the development of urban areas on the economically strategic East River shore of Kings County, facing the adolescent City of New York confined to Manhattan Island.

The New York Navy Yard operated in Wallabout Bay border between Brooklyn and Williamsburgh for the entire 19th century and two-thirds of the 20th century. The first center of urbanization sprang up in the Town of Brooklyn, directly across from Lower Manhattan , which saw the incorporation of the Village of Brooklyn in Town and Village were combined to form the first, kernel incarnation of the City of Brooklyn in

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Building Downtown Brooklyn September 28, — spring Brooklyn began with a ferry. Opening September 28th, our newest exhibition, From Fulton Ferry: Building Downtown Brooklyn, traces the roots of Downtown Brooklyn all the way back to , when the first commercial ferry slip between Long Island and New Amsterdam opened at the end of Old Fulton Street.

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Key to Improving Subway Service in New York? Modern Signals

Continue reading the main story New York could find inspiration overseas. Another major city with an even older — although smaller — subway system is also confronting soaring ridership: It is further along in its ambitious effort to modernize its signals and has emerged as a global leader in how to upgrade an aging subway, offering lessons to New York and other cities.

London has installed a computerized signal network on four of its 10 main subway lines, and work is underway on four more. A second line, the No. Credit Kevin Hagen for The New York Times In New York, the plans have been hobbled by an anemic schedule for upgrading tracks, a struggle to secure necessary funding and logistical challenges on a system that never stops running.

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Stephen Yang He spent the better part of his 30s going on up to three dates a week, courting something blond models, but eventually realized that dating the prettiest young things had its drawbacks — he found them flighty, selfish and vapid. A multipart study from Harvard University, University of La Verne and Santa Clara University researchers found that beautiful people are more likely to be involved in unstable relationships.

In one part, the researchers looked at the top 20 actresses on IMDb and found that they tend to have rocky marriages. In another, women were asked to judge the attractiveness of men based on their high school yearbook photos from 30 years ago. The men who were judged to be the best-looking had higher rates of divorce. The two are now happily engaged. Rochkind proposed to her last May in Central Park.

After dating an athletic banker with model good looks for two years, Sonali Chitre, 34, has sworn off hotties. The svelte, blue-eyed brunette used to exclusively date 6-foot-tall dudes who looked like Calvin Klein models. In August , she met Christopher Argese, a year-old security technician. Unlike the square-jawed bachelors who disrespected her, Argese is more boy-next-door in the looks department. Rochkind is equally enthusiastic about his decision to give up high-maintenance hotties.

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